Thank you very much @-Kiki-!!!! I think the AOW is confusing because you have that but also different pensions. We got that in society class (maatschappijleer ik weet niet hoe ik het anders in Engels moet vertalen π ) but it is very complicated because some comes from the state and other your work? And you need savings from yourselves so i was like π΅βπ«π΅βπ«
And thank you very much for all your other views!! I think you know it very well because you are same age almost like @Sabri_KC!!! I can only say for my classmates but a lot dont even care at all!!! π
Most recommend to put like 10-20% of your monthly income into savings. Whether it's for your new washing machine or retirement, savings are necessary.
I believe your workgiver holds some income every month and gives it to "pensioenfondsen". When you reached the age of retirement you get money every month. But some people don't even get to the age of retirement before they die or get only a bit of AOW if they die soon.
So just make sure you enjoy living in the now and make plans, because I don't get it when people say "I'm going to travel and do this and that when I'm 67". Ofcourse you'll have more time, but your body is old, so enjoy when you're young. πππΌ